Raincheck Capital's Portfolios on Autopilot: NASDAQ-30, the Raincheck Fund, Cash Flow DRIP, and Long-Only

I'm Chris, one of the co-founders of Autopilot. Raincheck Capital runs four Portfolios, and three of them use leverage in some form.

That's not a criticism. It's the single most important thing to understand before following any of them, so it's where I'll start.

One thing first, because we're an SEC-registered investment adviser and I have to say it. Autopilot is the app. The actual investment advice comes from Autopilot Advisers, LLC. If you want the full legal version of anything in here, it's on our disclaimer page.

1) The engine behind all four

Raincheck Capital is an independent Pilot. It creates and manages all four Portfolios.

Each one is steered by what Raincheck calls its Market Signal, its own algorithm for reading whether the market is in an uptrend or a downtrend. The signal decides how much risk each Portfolio takes. When it's strong, they lean in. When it weakens, they pull back.

2) What leverage means here

For those unaware, a leveraged ETF aims to return a multiple of an index's daily move. An inverse one aims to return the opposite of it.

The catch is the word daily. These funds generally reset every day, and over longer stretches that reset can make them lose value even when the market ends up where you expected. In choppy markets it can be brutal. The SEC and FINRA have both published warnings about exactly this.

Raincheck's Portfolios use these funds on purpose, with the signal deciding when. Just know that's the tool.

3) The four Portfolios

NASDAQ-30. The 30 largest holdings of the Nasdaq-100 fund by market value. When the signal is strong, the description says it may swap in a double-leveraged fund instead of the underlying.

Raincheck Fund. The description says it uses leverage. In uptrends it holds a triple-leveraged Nasdaq-100 fund alongside a smaller income slice and cash, opens positions early in a trend, trims as they rise, and closes them when the uptrend ends. It may hold an inverse fund in downtrends.

Cash Flow DRIP. Built for monthly cash income with modest growth, and described as the lowest-risk of the four. It's covered with the other income Portfolios in Is there an app that builds a dividend income Portfolio in my own brokerage?.

Raincheck Long-Only. The plainest expression of the signal. Fully in a triple-leveraged Nasdaq-100 fund during uptrends, fully in a Treasury bill fund during downtrends, with no active management and no inverse funds.

4) A detail worth reading from Raincheck itself

The Cash Flow DRIP description gives followers a practical tip. If you turn on dividend reinvestment at your brokerage, the reinvested shares sit outside the Portfolio and won't follow its future changes. Raincheck suggests reallocating the cash back into the Portfolio instead, where practical.

I respect that. It's the kind of detail most Pilots never mention.

5) The risk, said plainly

I want to be honest with you. A signal that's right about trends still gets whipsawed when the market chops sideways, and leverage makes every whipsaw bigger. Three of these four can swing hard.

Read each description in the app, look at the worst stretch in each record, and size them like the aggressive tools they are.

6) How following works

Pick a Portfolio, connect the brokerage you already use, and allocate money. You give Autopilot Advisers limited authority to send orders to the account you already have. When the Portfolio changes, we send them and your broker fills them. The money stays put.

A flat cash subscription, not a percentage of your balance. Per our Form CRS dated February 2026, Basic Tier has no Base Advisory and Licensing Fee, and Premium Tier is $29.99 to $199.99 a quarter or $99.99 to $699.99 a year. Pilot subscriptions are separate and add on for each Pilot you subscribe to. Because it's a flat dollar amount, it's a bigger share of a small account than a big one, so do the math at your balance.

TLDR: Raincheck Capital runs four Portfolios steered by its Market Signal. Three use leveraged or inverse funds, which reset daily and can lose value over time. Cash Flow DRIP is the income one and the lowest-risk of the four. Understand the tools before you allocate.

Frequently asked questions

Raincheck Capital portfolio

Raincheck Capital publishes four Portfolios on Autopilot: NASDAQ-30, Raincheck Fund, Cash Flow DRIP, and Raincheck Long-Only. All are steered by its Market Signal, and three use leveraged or inverse funds.

Raincheck Capital Autopilot

Raincheck Capital is an independent Pilot on Autopilot. It creates and manages its Portfolios, and followers hold them in the brokerage accounts they already have.

How can I follow Raincheck Capital's portfolio in my own brokerage?

Pick one in the app, connect your brokerage, and allocate money. When the Portfolio changes, Autopilot Advisers sends the orders and your broker fills them. Read how leveraged funds behave before choosing.

Start Investing

Since Autopilot Advisers is an SEC-registered investment adviser, we have to put disclaimers on stuff like this. They're below, and the full version is on our disclaimer page.

Disclosures

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