Randy Harris's Portfolios on Autopilot: Quiet Compounding, Family Office Blueprint, and the rest

I'm Chris, one of the co-founders of Autopilot. Randy Harris runs six Portfolios, and they're all built on one family of ideas. The descriptions point to Randy's site, Dual Momentum Systems, for the details.

Momentum, rules, and a lot of attention to drawdowns. Some of them add leverage. Here's the whole lineup, starting with the part you most need to understand.

One thing first, because we're an SEC-registered investment adviser and I have to say it. Autopilot is the app. The actual investment advice comes from Autopilot Advisers, LLC. If you want the full legal version of anything in here, it's on our disclaimer page.

1) Two ideas behind almost everything Randy runs

Randy Harris is an independent Pilot who creates and manages all six Portfolios.

The first idea is dual momentum. For those unaware, that combines two checks: is an asset doing better than the alternatives, and is it actually going up at all. If both say no, the rules step aside into something steadier.

The second idea is managing drawdowns, the size of the drops along the way. Several of the descriptions talk about keeping drawdowns small. That's the goal the rules are built around.

2) Quiet Compounding

The calm one. The description splits it into thirds: one third in a diversified buy-and-hold allocation, one third in rotational momentum, one third in dual momentum. The tactical parts pick holdings for the next month, but much carries over, so it isn't a high-churn Portfolio.

The description calls it a good anchor for a barbell approach, meaning a steady core paired with something riskier.

3) Family Office Blueprint

This one has an interesting premise. The description says its allocations come from family office surveys published by several large banks and asset managers, showing how very wealthy families spread their money across private equity, hedge funds, private credit, and real assets. Randy uses liquid ETFs as stand-ins for each of those categories and re-allocates once a year.

So you get the shape of a family office allocation, in funds you can buy, without lockups or huge minimums. It's an approximation, and the description is clear it uses proxies.

4) Alpha by Sector

It holds nine to 18 market-leading stocks near new highs, with rising earnings estimates, growing revenue and a clear catalyst, spread across sectors. Each one has to pass a multi-factor score and re-earn its place every month.

It watches four market-health signals, credit spreads, breadth, trend, and volatility, to decide when to get more defensive. And the description says those signals are meant to limit damage, not avoid loss entirely. I respect that line a lot.

5) Triad 135, Calculated Risk 185, and Calculated Risk 250

These three use leverage, through what Randy calls the Smart Leverage method.

Triad 135 is a three-sleeve, momentum-driven take on the classic stock-and-bond mix, rotating between real assets, large U.S. stocks, and other sleeves, and moving to intermediate Treasuries when the signals turn unfavorable. The two Calculated Risk Portfolios are built for investors who want more leverage, with the 250 version using more than the 185.

For those unaware, leveraged funds generally reset every day and can lose value over time even when the market goes the way you expected. The SEC and FINRA have both warned about this. In the two Calculated Risk Portfolios, the number in the name is the maximum leverage, per their descriptions. It isn't a result.

6) How to choose

I want to be honest with you. A focus on drawdowns is sensible, and no rule prevents losses. Leverage makes every mistake bigger.

Quiet Compounding and Family Office Blueprint are the calmer designs. The leveraged ones need you to understand exactly how leveraged funds behave before you touch them.

7) How following works

Pick a Portfolio, connect the brokerage you already use, and allocate money. You give Autopilot Advisers limited authority to send orders to the account you already have. When the Portfolio changes, we send them and your broker fills them. The money stays put.

A flat cash subscription, not a percentage of your balance. Per our Form CRS dated February 2026, Basic Tier has no Base Advisory and Licensing Fee, and Premium Tier is $29.99 to $199.99 a quarter or $99.99 to $699.99 a year. Pilot subscriptions are separate and add on for each Pilot you subscribe to. Because it's a flat dollar amount, it's a bigger share of a small account than a big one, so do the math at your balance.

TLDR: Randy Harris runs six rules-based Portfolios built on dual momentum and drawdown control: a calm three-part compounder, a family-office-style allocation in ETFs, a sector leaders Portfolio, and three leveraged ones. Know how leverage works before choosing those.

Frequently asked questions

Randy Harris portfolio

Randy Harris publishes six Portfolios on Autopilot: Quiet Compounding, Family Office Blueprint, Alpha by Sector, Triad 135, Calculated Risk 185, and Calculated Risk 250. They're rules-based, momentum-driven, and three use leverage.

Randy Harris Autopilot

Randy Harris is an independent Pilot on Autopilot who creates and manages these Portfolios using dual momentum and drawdown-focused rules. Followers hold them in the brokerage accounts they already have.

How can I follow Randy Harris's portfolio in my own brokerage?

Pick one of Randy's Portfolios in the app, connect your brokerage, and allocate money. When the Portfolio changes, Autopilot Advisers sends the orders and your broker fills them. Understand leveraged funds before choosing the leveraged ones.

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Since Autopilot Advisers is an SEC-registered investment adviser, we have to put disclaimers on stuff like this. They're below, and the full version is on our disclaimer page.

Disclosures

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