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Wolff's Top 15 Fund: what it holds by rule and how it differs from the Flagship

What Wolff's Top 15 Fund holds by rule, how it differs from Peter Wolff's Flagship, and why it can drop harder in downturns.

Chris Josephs8 min read

I'm Chris, one of the co-founders of Autopilot. The best sentence in this Portfolio's description is the one where Peter Wolff tells you how it can hurt you.

I respect that. So let me walk through what the Top 15 is, and why that sentence matters.

One thing first, because we're an SEC-registered investment adviser and I have to say it. Autopilot is the app. The actual investment advice comes from Autopilot Advisers, LLC. If you want the full legal version of anything in here, it's on our disclaimer page.

1) What it holds, by rule

Wolff's Top 15 Fund is created and managed by Peter Wolff, an independent Pilot.

It holds 15 stocks. The description calls them Peter's highest-conviction picks, chosen through research and market insight, focused on high-growth companies and turnarounds in AI, healthcare, and digital assets.

Fifteen is the rule. Not 12, not 40. That number does a lot of work, and I'll come back to it.

2) The difference from the Flagship

Wolff's Flagship Fund keeps a defensive side on purpose: defensive stocks, short-term Treasuries, value picks, and gold, per the descriptions. The Top 15 doesn't.

The Top 15's own description says its heavy equity focus means higher potential in strong markets and a greater risk of sharper declines in downturns. It says the strategy puts growth ahead of stability.

That's the sentence I meant. Peter is telling you, before you allocate a dollar, what the bad version of this looks like. The Flagship is in Wolff's Flagship Fund if you want the comparison side by side.

3) Why 15 matters

For those unaware, 15 stocks is concentrated. One company having a terrible quarter moves the whole Portfolio in a way it wouldn't in a broad fund.

And "digital assets" in the description means companies tied to crypto. Those tend to move together, and hard.

Concentration isn't good or bad on its own. It tells you how bumpy the ride can get.

4) Who it's built for, in Peter's words

The description says it's meant for investors comfortable with volatility who are looking for big gains in strong markets.

I want to be honest with you. That means the stretches where it hurts are part of the design, not a malfunction. If a sharp drop would make you sell, this Portfolio is built for somebody else, and the Flagship may be closer to what you want.

5) What to check before you follow

Read the worst stretch in the record before the best one. Check how often it changes. Decide how much of your money you'd be fine watching swing, and allocate that, not more.

The rest of Peter's Portfolios are on Peter Wolff's Portfolios.

6) How following works

Pick the Portfolio, connect the brokerage you already use, and allocate money. You give Autopilot Advisers limited authority to send orders to the account you already have. When the Portfolio changes, we send them and your broker fills them. The money stays put.

A flat cash subscription, not a percentage of your balance. Per our Form CRS dated February 2026, Basic Tier has no Base Advisory and Licensing Fee, and Premium Tier is $29.99 to $199.99 a quarter or $99.99 to $699.99 a year. Pilot subscriptions are separate and add on for each Pilot you subscribe to. Because it's a flat dollar amount, it's a bigger share of a small account than a big one, so do the math at your balance.

TLDR: The Top 15 is 15 high-conviction growth and turnaround stocks in AI, healthcare and crypto-linked companies, with none of the Flagship's defensive side. Wolff's own description says that means sharper drops in downturns. Believe the description, and size it that way.

Frequently asked questions

Wolff's Top 15 Fund

A Portfolio of 15 high-conviction stocks created and managed by Peter Wolff, an independent Pilot, focused on growth companies and turnarounds in AI, healthcare, and digital assets. Unlike Peter's Flagship, it has no defensive side, which the description says means sharper declines in downturns.

Wolff's Top 15 Fund Autopilot

It runs in the brokerage account you already have. Peter Wolff creates and manages it as an independent Pilot, and Autopilot Advisers sends the orders when it changes.

How do I follow Wolff's Top 15 Fund in my brokerage account?

Pick it in the app, connect your brokerage, and allocate money. When the Portfolio changes, Autopilot Advisers sends the orders and your broker fills them. Size it as a concentrated, volatile position.

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Since Autopilot Advisers is an SEC-registered investment adviser, we have to put disclaimers on stuff like this. They're below, and the full version is on our disclaimer page.


Disclosures

© Autopilot Holdings Corporation 2026 — All rights reserved. “Autopilot” refers to Autopilot Holdings Corporation and its wholly-owned, and separately managed subsidiaries, including Autopilot Advisers, LLC, an SEC-registered investment adviser. All investing is subject to investment risks, including possible loss of the principal invested, and past performance is not indicative of future results. View our Customer Relationship Summary and other important information at joinautopilot.com/disclaimer.

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