What is Autopilot? The investing app, how it works, and how to check us

I'm Chris, one of the co-founders of Autopilot.

Open it in the Autopilot app. https://link.joinautopilot.com/eXKr?c=about-autopilot&af_sub1=intro

Autopilot is an investing app for iPhone and Android, not the self-driving car feature.

You pick a Portfolio, connect the brokerage account you already have, and decide how much to put in. On Premium Tier, when the Portfolio changes, we send the orders to your broker. On Basic Tier, you get an alert instead. Your money stays in your account.

To put that into context, as of October 9, 2026, more than $2 billion is invested through Autopilot, and we have over 250,000 users. The app is rated 4.6 on the App Store and 4.7 on Google Play.

Let me explain how it works, what you can follow, what it costs, and how to check us.

1) How it works

It really is just three steps.

Step one, you connect the brokerage account you already have. It has to be an individual or IRA account at a supported brokerage.

Step two, you pick a Portfolio.

Step three, you allocate the money. The minimum is $500 per Portfolio.

You give Autopilot Advisers limited authority to place trades in that account. It can't move or withdraw your money. On Premium Tier, when the Portfolio changes, we send the orders and your broker fills them. On Basic Tier, you get an alert instead.

Your account won't match the Portfolio exactly, and you won't trade at the same moment. Orders can go out in batches over the trading day, and Schwab accounts round to whole shares.

2) Who's behind it

The app is run by Autopilot Holdings Corporation. The investment advice comes from Autopilot Advisers, LLC, which registered with the SEC as an investment adviser effective July 30, 2024. It's CRD 331749.

Four of us started the company in 2020: Brian Schardt, Aaron Langley, Scott Schardt, and me. The first app was Iris, a social investing app. Autopilot launched in 2023. The full story is in The story behind Autopilot.

3) What you can follow

As of October 8, 2026, there are 391 live Portfolios on the marketplace. They fall into two groups: Portfolios we run ourselves, and Portfolios from Pilots.

Many of ours are built from public filings. The Buffett Tracker holds the 15 largest positions in Berkshire Hathaway's quarterly 13F. The Pelosi Tracker+ is built from politicians' public stock filings, inspired by Nancy Pelosi's.

We also run Inverse Cramer, which some people call reverse Cramer. It buys the stocks Jim Cramer is bearish on, meaning a "Bearish," "Sell," or "Trim" call, and holds the top 20 by market cap.

Pilots are independent investors and firms who publish their own Portfolios. Autopilot doesn't design these Portfolios. Pilots do.

One of the longest-running AI Portfolios on Autopilot is the GPT Portfolio from Dr. Lira's AI Finance Labs. It's been on Autopilot since April 20, 2023. An AI scoring system gathers fundamental data on every stock in the S&P 500. It pairs that data with eight macro data points, like interest rates and unemployment, and gives each stock a score. The Portfolio holds the top 15 and is rebalanced monthly. The model generates the picks. The Pilot reviews and implements the changes, and we send them to client accounts. More on that in Is there an app that picks stocks with AI?

Every Portfolio has a performance chart in the app.

4) Which brokerages work

Public, Robinhood, eToro, Alpaca, and Charles Schwab. Interactive Brokers is in beta.

Public is our official brokerage partner. It pays us a referral fee when someone we refer opens and funds an account there. It doesn't change what you pay us, and you don't have to use Public.

At Robinhood, you approve each trade in the Robinhood app before it goes through. Schwab accounts on Autopilot don't trade fractional shares.

5) What it costs

You pick a tier for each Pilot.

Basic Tier has no Autopilot fee. We send your broker the starting allocation, then send you an alert when the Portfolio changes.

Premium Tier is a flat subscription for each Pilot, charged in advance, quarterly or yearly. Where your broker allows it, we automatically send your broker the rebalancing instructions when the Portfolio changes. The fee runs from $29.99 to $199.99 a quarter, or $99.99 to $699.99 a year. Once you pick Premium Tier for one of a Pilot's Portfolios, you can follow that Pilot's other Portfolios on Premium Tier without another fee. https://link.joinautopilot.com/eXKr?c=about-autopilot&af_sub1=body

Our own Portfolios, like the Buffett Tracker, the Pelosi Tracker+, and Inverse Cramer, come under one subscription called Autopilot Premium. As of October 9, 2026, it's $29.99 a quarter or $99.99 a year.

The AUM Fee, a percentage-of-assets fee, is 0.00%. Your broker's own costs are separate.

6) How to check us

Here's what you can check yourself.

• Autopilot Advisers is registered with the SEC. Look up CRD 331749 on the SEC's adviser search.
• While you're there, read our Form CRS. It's two pages and covers our services, fees, conflicts, and disciplinary history. We don't have any disciplinary history.
• Your money stays at your broker. Autopilot doesn't hold client money. We collect our fee by charging a credit card.
• The authority you give can't move or withdraw your money.
• Your broker is the SIPC member, not us. SIPC protects customers if a member brokerage firm fails. It doesn't protect against a drop in the value of your investments.

What nobody can tell you in advance is whether a Portfolio will make money. I want to be honest with you. This is not a get rich quick app. Some Pilots go up for years, some are flat for years, and some lose money.

Research the person and the Portfolio.

7) Where to get it

The app is called Autopilot: Automated Investing. It's on the App Store for iPhone and on Google Play for Android.

Go spend 10 minutes in the app. Look through the Portfolios. Read the description, the holdings, and the performance chart before you put money in.

TLDR: Autopilot is an investing app for iPhone and Android. You connect the brokerage account you already have, pick a Portfolio, and allocate at least $500. You give Autopilot Advisers, LLC, an SEC-registered investment adviser (CRD 331749), limited authority to place trades, and it can't move or withdraw your money. You can follow Portfolios we run, like the Buffett Tracker and Inverse Cramer, or Portfolios from independent Pilots. Basic Tier has no Autopilot fee. Premium Tier is $29.99 to $199.99 a quarter per Pilot.

Frequently asked questions

What is the Autopilot app?

Autopilot is an investing app for iPhone and Android, listed as Autopilot: Automated Investing. You connect the brokerage account you already have, pick a Portfolio, and allocate money to it. On Premium Tier, when the Portfolio changes, Autopilot Advisers, LLC, our SEC-registered investment adviser, sends the orders to your broker. On Basic Tier, you get an alert. Your money stays in your account. As of October 9, 2026, more than $2 billion is invested through Autopilot, and we have over 250,000 users.

Is Autopilot legit?

Autopilot Advisers, LLC is registered with the SEC as an investment adviser, effective July 30, 2024, under CRD 331749. You can look it up on adviserinfo.sec.gov and read our two-page Form CRS there. We don't have any disciplinary history. Your money stays at your own broker, and the authority you give us can't move or withdraw it. The app is rated 4.6 on the App Store and 4.7 on Google Play.

How does Autopilot stock trading work?

You connect your brokerage account, pick a Portfolio, and allocate at least $500 to it. You give Autopilot Advisers limited authority to place trades in that account. When the Portfolio changes, we send the orders and your broker fills them. On Basic Tier, you get an alert instead. Orders go out over the trading day, so you won't trade at the same moment as the Portfolio, and your account won't match it exactly.

Is Autopilot automated investing?

Yes, on Premium Tier. Where your broker allows it, we automatically send your broker the rebalancing instructions when the Portfolio changes. At brokers that require it, like Robinhood, you approve each trade first. On Basic Tier, you get an alert and decide what to do. Either way, you pick the Portfolio and the amount. Portfolios can change often, so expect frequent trading.

Is Autopilot free?

Basic Tier has no Autopilot fee. We send your broker the starting allocation, then alert you when the Portfolio changes. Premium Tier, where we automatically send your broker the rebalancing instructions, is a flat subscription for each Pilot: $29.99 to $199.99 a quarter or $99.99 to $699.99 a year. Our own Portfolios come under Autopilot Premium, $29.99 a quarter or $99.99 a year as of October 9, 2026. The AUM Fee, a percentage-of-assets fee, is 0.00%. Your broker's own costs are separate.

Does Autopilot hold my money?

No. Your money stays in your own brokerage account, and your broker holds it. Autopilot doesn't hold client money, and we collect our fee by charging a credit card. You give Autopilot Advisers limited authority to place trades, up to the amount you allocate, and it can't move or withdraw your money. SIPC membership belongs to your broker, not to us.

Who owns Autopilot?

Autopilot Holdings Corporation is the parent company. It runs the app. The investment advice comes from Autopilot Advisers, LLC, which registered with the SEC as an investment adviser effective July 30, 2024. Four co-founders started the company in 2020 as Iris, a social investing app: Chris Josephs, Brian Schardt, Aaron Langley, and Scott Schardt. Autopilot launched in 2023.

Which brokerages does Autopilot work with?

Public, Robinhood, eToro, Alpaca, and Charles Schwab. Interactive Brokers is in beta. You need an individual or IRA account and at least $500 per Portfolio. Public is our official brokerage partner and pays us a referral fee when someone we refer opens and funds an account. At Robinhood, you approve each trade first. Schwab accounts on Autopilot don't trade fractional shares.

Is there a reverse Cramer portfolio?

Yes. On Autopilot it's called Inverse Cramer, and we run it ourselves. It buys the stocks Jim Cramer is bearish on, meaning a "Bearish," "Sell," or "Trim" call, and holds the top 20 by market cap. It comes under Autopilot Premium, $29.99 a quarter or $99.99 a year as of October 9, 2026. You can see its holdings and performance chart in the app before you follow it.

Is Autopilot on iPhone and Android?

Yes. The app is called Autopilot: Automated Investing. It's on the App Store for iPhone and on Google Play for Android. It's rated 4.6 on the App Store and 4.7 on Google Play.

Open it in the Autopilot app. https://link.joinautopilot.com/eXKr?c=about-autopilot&af_sub1=end

"Autopilot" refers to Autopilot Holdings Corp and Autopilot Advisers, LLC, an SEC-registered investment adviser. The GPT Portfolio strategy is managed by Dr. Lira's AI Finance Labs, an independent Third-Party Pilot unaffiliated with Autopilot. Autopilot doesn't manage, validate, or guarantee this Pilot's portfolio. Not a recommendation. Past performance is no guarantee of future results; investing involves risk of loss. Figures current as of 10/09/26. View our Customer Relationship Summary and other important info at joinautopilot.com/disclaimer.

Open to the Public Investing, Inc. (Public), Robinhood Financial LLC, eToro USA Securities Inc., Alpaca Securities LLC, Charles Schwab & Co., Inc., and Interactive Brokers LLC are each a registered broker-dealer and member SIPC, and separate companies unaffiliated with Autopilot.