Is there an app that invests in real assets as an inflation hedge for me?

I'm Chris, one of the co-founders of Autopilot. When prices rise, cash quietly loses value. People want something that holds up, and real assets are the classic answer.

A few Pilots built Portfolios around that idea. Here's what they are, and one thing people get wrong about them.

One thing first, because we're an SEC-registered investment adviser and I have to say it. Autopilot is the app. The actual investment advice comes from Autopilot Advisers, LLC. If you want the full legal version of anything in here, it's on our disclaimer page.

1) What an inflation hedge is supposed to do

For those unaware, inflation means your money buys less over time. A hedge is something expected to hold its value, or rise, when that happens.

Real assets, things like energy, commodities, metals, shipping, and infrastructure, have traditionally been the answer, because their prices tend to rise with inflation. That's the theory. In practice it's messier.

2) The value approach

The Real Asset Anti-Inflation Fund, from Tom Heberle, an independent Pilot, focuses on energy, shipping, commodities, and other asset-heavy businesses. The description says it's built for hot inflation, with enough valuation support to matter if inflation turns out milder. The process estimates what each company is really worth and wants a margin of safety before buying. It's covered in Tom Heberle's Portfolios on Autopilot.

3) The hard-assets approach

The HARD Assets Fund, from Prima Lux, an independent Pilot, spans AI infrastructure, rare earths and defense, and diversified industrial companies, with most of the money in category leaders and smaller positions in higher-conviction names. It's covered in Prima Lux on Autopilot.

Rare Metals & Mining, from Wolf Financial, an independent Pilot, focuses on gold, silver, copper, platinum, and related opportunities.

4) The thing people get wrong

Owning a mining or energy company is not the same as owning the commodity. The company has its own costs, debt, management, and stock market mood on top of the metal or the oil.

So a company can fall even when its commodity rises, and the reverse. I want to be honest with you. Real-asset stocks have sometimes hedged inflation well and sometimes badly, depending on what else was happening. That's worth knowing before you count on one.

5) The risk, said plainly

Commodities swing hard. Real-asset stocks are cyclical. And an inflation hedge can lag a lot when inflation is low and growth stocks are leading.

Treat these as one part of a plan, not the whole plan, and read the worst stretch in each record.

6) How following works

Pick a Portfolio, connect the brokerage you already use, and allocate money. You give Autopilot Advisers limited authority to send orders to the account you already have. When the Portfolio changes, we send them and your broker fills them. The money stays put.

A flat cash subscription, not a percentage of your balance. Per our Form CRS dated February 2026, Basic Tier has no Base Advisory and Licensing Fee, and Premium Tier is $29.99 to $199.99 a quarter or $99.99 to $699.99 a year. Pilot subscriptions are separate and add on for each Pilot you subscribe to. Because it's a flat dollar amount, it's a bigger share of a small account than a big one, so do the math at your balance.

TLDR: Real-asset Portfolios on Autopilot, a value-driven real asset fund, a hard-assets fund, and a metals and mining Portfolio, are built around the idea of holding value when prices rise. Owning the company isn't owning the commodity, and these can lag when inflation is low.

Frequently asked questions

Is there an app that invests in real assets as an inflation hedge for me?

Yes. Autopilot has real-asset Portfolios from independent Pilots, including one focused on energy, shipping, and commodities, a hard-assets fund across rare earths, defense, and industrials, and a metals and mining Portfolio.

inflation hedge portfolio app

Those Portfolios hold stocks of real-asset companies, not the commodities themselves, so they add company risk on top of commodity prices. Read each description before choosing.

Can I follow an inflation hedge portfolio in my own brokerage account?

Yes. Pick one in the app, connect the brokerage you already use, and allocate money. When the Portfolio changes, Autopilot Advisers sends the orders and your broker fills them.

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Since Autopilot Advisers is an SEC-registered investment adviser, we have to put disclaimers on stuff like this. They're below, and the full version is on our disclaimer page.

Disclosures

© Autopilot Holdings Corporation 2026 — All rights reserved. “Autopilot” refers to Autopilot Holdings Corporation and its wholly-owned, and separately managed subsidiaries, including Autopilot Advisers, LLC, an SEC-registered investment adviser. All investing is subject to investment risks, including possible loss of the principal invested, and past performance is not indicative of future results. View our Customer Relationship Summary and other important information at joinautopilot.com/disclaimer.

This information is provided by Autopilot for educational and illustrative purposes only and is not a recommendation, an offer to sell or the solicitation to buy any security. Autopilot relies on information from various sources believed to be reliable, including information from Clients, Pilots and other third parties, but cannot guarantee the accuracy or completeness of that information. Autopilot does not provide tax or legal advice and you are encouraged to consult with professionals before making investment decisions.

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Commodity and real asset strategies are cyclical and volatile, and holding equities of real-asset companies is not the same as holding the underlying assets. No strategy is certain to offset inflation. Listing is not an endorsement of a Pilot or strategy. Fee amounts are quoted from Form CRS dated February 2026 and may change.