InTheMoney's Portfolios on Autopilot: Actively Managed, The Panic Button, Actively Defensive, and the rest

I'm Chris, one of the co-founders of Autopilot. InTheMoney publishes six Portfolios on Autopilot, and they point in completely different directions.

One goes long. One plays defense. One bets on the market falling. And one is decided by a Magic 8 Ball. I'm not kidding about the last one.

One thing first, because we're an SEC-registered investment adviser and I have to say it. Autopilot is the app. The actual investment advice comes from Autopilot Advisers, LLC. If you want the full legal version of anything in here, it's on our disclaimer page.

1) Actively Managed

This is InTheMoney's main Portfolio, and it has its own page: InTheMoney's Actively Managed Portfolio.

The short version from its description: well-known, financially stable companies, plus active trades on overcorrections and trends, drawn from financial statements, earnings, social sentiment, and technical analysis.

2) Actively Defensive

This one is built for the opposite mood. Its description says InTheMoney weighs geopolitical, economic, and market conditions with fundamental analysis to position it defensively, with stagflation and recession named as the risks it's meant to account for.

The description also says it can be paired with Actively Managed. That's the Pilot telling you these two are meant to work together, one leaning in and one leaning back.

3) The Panic Button

Read this section twice if you're considering it.

The Panic Button holds inverse ETFs, the kind that rise when the broad market falls. Its description calls it all-bearish, says the Pilot actively increases or decreases leverage to the downside, and says in the Pilot's own words that it should not be held as a solitary investment without taking on a large amount of risk.

For those unaware, leveraged and inverse ETFs usually reset every day. Over longer stretches that daily reset can cause them to lose value even when the market moves the way you expected. The SEC and FINRA have both published warnings about exactly this.

I respect that InTheMoney says the risk in plain words. Take it literally.

4) The Magnificent 7

Seven large, influential U.S. stocks, changing with market sentiment and performance, rebalanced monthly to equal weight. Membership isn't fixed, which is worth knowing. The wider question of whether you want this at all is in Is there an app that follows the Magnificent 7 as a Portfolio?.

5) Reddit Trends

The 10 most-mentioned stocks across investing subreddits, sourced from a free public site, equal-weighted at the start of each month and rebalanced monthly. It's a momentum signal with a short half-life, and the case for and against it is in Is there an app that follows what Reddit is buying?.

6) The Magic 8 Ball

Here's the one I promised. The description says a physical Magic 8 Ball gets shaken, and the answer sets how much of the Portfolio follows other Portfolios on the platform, chosen each month by recent performance. Rebalanced twice a month. Some answers mean a big allocation, some mean a small one, and a few mean shake again.

I'm not going to pretend that's a quant model. It isn't, and it doesn't claim to be. What I'll say for it is that it tells you exactly what it is.

7) How to think about a Pilot who runs opposites

If you follow Actively Managed and The Panic Button at the same time, a lot of what one does, the other undoes. That can be a deliberate hedge. It can also mean two allocations mostly canceling each other out.

Know what you're combining before you combine it. Each Portfolio's description is in the app.

8) How following works

Pick a Portfolio, connect the brokerage you already use, and allocate money. You give Autopilot Advisers limited authority to send orders to the account you already have. When the Portfolio changes, we send them and your broker fills them. The money stays put.

A flat cash subscription, not a percentage of your balance. Per our Form CRS dated February 2026, Basic Tier has no Base Advisory and Licensing Fee, and Premium Tier is $29.99 to $199.99 a quarter or $99.99 to $699.99 a year. Pilot subscriptions are separate and add on for each Pilot you subscribe to. Because it's a flat dollar amount, it's a bigger share of a small account than a big one, so do the math at your balance.

TLDR: InTheMoney runs six Portfolios: a long active one, a defensive one, an inverse one that uses leverage and says plainly how risky it is, a Magnificent 7 basket, a Reddit tracker, and one steered by a Magic 8 Ball. They pull in different directions on purpose. Read each description before you pair them.

Frequently asked questions

InTheMoney portfolio

InTheMoney publishes six Portfolios on Autopilot: Actively Managed, Actively Defensive, The Panic Button, The Magnificent 7, Reddit Trends, and The Magic 8 Ball. They range from long and active to defensive to inverse, and each description says how it's built.

InTheMoney Autopilot

InTheMoney is an independent Pilot on Autopilot. It creates and manages its Portfolios, and followers hold them in the brokerage accounts they already have.

How can I follow InTheMoney's portfolio in my own brokerage?

Pick one in the app, connect your brokerage, and allocate money. When the Portfolio changes, Autopilot Advisers sends the orders and your broker fills them. Read The Panic Button's description carefully before choosing it.

Start Investing

Since Autopilot Advisers is an SEC-registered investment adviser, we have to put disclaimers on stuff like this. They're below, and the full version is on our disclaimer page.

Disclosures

© Autopilot Holdings Corporation 2026 — All rights reserved. “Autopilot” refers to Autopilot Holdings Corporation and its wholly-owned, and separately managed subsidiaries, including Autopilot Advisers, LLC, an SEC-registered investment adviser. All investing is subject to investment risks, including possible loss of the principal invested, and past performance is not indicative of future results. View our Customer Relationship Summary and other important information at joinautopilot.com/disclaimer.

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