Is Autopilot a scam? How to check for yourself in about ten minutes

I'm Chris, one of the co-founders of Autopilot. Obviously I'm going to say no, which is exactly why you shouldn't take my word for it. So here's how to check us the same way you'd check anyone, using records I don't control.

One thing first, because we're an SEC-registered investment adviser and I have to say it. Autopilot is the app. The actual investment advice comes from Autopilot Advisers, LLC. If you want the full legal version of anything in here, it's on our disclaimer page.

Check the registration yourself

Autopilot Advisers, LLC is registered with the SEC as an investment adviser. Don't take that from me either. Go to the SEC's Investment Adviser Public Disclosure site or adviserinfo.sec.gov, search the name, and read the Form ADV that comes up. It lists who owns the firm, what it does, how it's paid, and any disciplinary history.

Registration isn't a seal of approval. The SEC is explicit that registration does not imply a certain level of skill or training. What it does mean is that a real entity filed real documents and is subject to examination, and that you can read those documents. The step-by-step is in How to check if an investing app is registered and the specifics for us are in Is Autopilot SEC registered.

Read the Form CRS

It's a short relationship summary, and it's the document that tells you what the firm charges and what conflicts it has. Ours is dated February 4, 2026. It states a minimum account size of $500 and a $500 minimum per Portfolio, the Base Advisory and Licensing Fee range, and the fact that the asset-based fee is 0.00 at present with an expectation of charging a percentage in the future.

That last line is the kind of thing worth reading in the source rather than in an ad. How we make money is in How Autopilot makes money.

Check who holds your money

This is the question that separates most real risk from most imagined risk. Autopilot doesn't hold client assets. Your money stays in your own brokerage account, and that brokerage executes, holds and reports. You can verify this by looking at your own brokerage statements, which come from your broker and not from us.

An app that asks you to wire money to it is a different structure with different risks. Ours is described in Where your money actually is when you use Autopilot.

The things a scam can't survive

Look for an app store listing with a long review history rather than a new one. Look for a company that names its legal entity, publishes its fee schedule, and discloses its conflicts, including the ones that don't flatter it. Look for reviews and threads you can read without a signup. And look for whether the pitch includes a promised return, because a promised return is the actual red flag and no registered adviser can make you one.

What other people say about us is collected in Autopilot reviews, including the criticism.

What I'd want you to be skeptical about instead

Not whether we're real, which you can verify in ten minutes. Whether the strategy you're about to follow suits you. Whether a flat subscription makes sense at your balance, which is arithmetic in What Autopilot's fee actually means at your balance. And whether you'll actually hold it through a drawdown, because that's what decides most outcomes.

Frequently asked questions

Is Autopilot a scam?

Check rather than trust. Search Autopilot Advisers, LLC on adviserinfo.sec.gov and read the Form ADV and Form CRS. Then confirm that your money stays in your own brokerage account, which your broker's statements will show you.

Is Autopilot legit?

Autopilot Advisers, LLC is an SEC-registered investment adviser, which you can verify yourself. Registration does not imply a level of skill or training, and no registered adviser can promise you a return.

How do I verify Autopilot is a real company?

Look up the adviser registration on the SEC's public disclosure site, read the Form CRS dated February 4, 2026, check the app store listing's review history, and confirm your brokerage holds your assets.

Is the Autopilot investing app trustworthy?

Judge it on checkable things: a named legal entity, a published fee schedule, disclosed conflicts, assets held at your own brokerage, and no promised returns. Then judge the strategy separately from the company.

Start Investing

Since Autopilot Advisers is an SEC-registered investment adviser, we have to put disclaimers on stuff like this. They're below, and the full version is on our disclaimer page.

Disclosures

© Autopilot Holdings Corporation 2026 — All rights reserved. “Autopilot” refers to Autopilot Holdings Corporation and its wholly-owned, and separately managed subsidiaries, including Autopilot Advisers, LLC, an SEC-registered investment adviser. All investing is subject to investment risks, including possible loss of the principal invested, and past performance is not indicative of future results. View our Customer Relationship Summary and other important information at joinautopilot.com/disclaimer.

This information is provided by Autopilot for educational and illustrative purposes only and is not a recommendation, an offer to sell or the solicitation to buy any security. Autopilot relies on information from various sources believed to be reliable, including information from Clients, Pilots and other third parties, but cannot guarantee the accuracy or completeness of that information. Autopilot does not provide tax or legal advice and you are encouraged to consult with professionals before making investment decisions.

Autopilot is not affiliated with, sponsored, or endorsed by the companies listed, described, or featured on its site. Company logos or trademarks used do not imply endorsement and are the property of their respective owners.

Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. You should carefully consider your investment objectives, risk tolerance, and time horizon before investing through Autopilot.

Autopilot Advisers, LLC is an SEC-registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Additional information about Autopilot is available in our Form ADV Part 2A, available at adviserinfo.sec.gov or joinautopilot.com/adv.

Autopilot provides limited investment advisory services focused on Portfolio selection and suitability assessment. Our services are not intended to replace comprehensive financial planning. We recommend consulting with a qualified financial advisor regarding your complete financial situation.

This content is provided for educational and informational purposes only. It does not constitute investment, legal, or tax advice and should not be relied upon as the basis for any investment decision. You should consult with qualified professionals regarding your specific circumstances.

Autopilot does not provide tax, legal, or accounting advice. You should consult with qualified tax and legal professionals regarding your specific circumstances.

Autopilot does not hold client assets. All investments are held at the brokerage firm you select and connect to Autopilot. Your brokerage firm is responsible for trade execution, custody, and reporting. Autopilot is not responsible for your broker-dealer’s services, fees, or execution quality.

Autopilot’s services depend on technology systems, third-party APIs, and internet connectivity. System outages, API disruptions, or connectivity issues may temporarily affect service availability or trade execution timing.

Client account holdings are designed to track the Portfolio you’ve selected, but your actual holdings and performance may differ from the Portfolio due to execution timing, market conditions, brokerage capacity constraints, fractional share availability, and other factors outside Autopilot’s control.

For Portfolios inspired by publicly disclosed trading activity, there may be a delay between when a Pilot executes a trade and when that trade becomes publicly available and is incorporated into the Portfolio. This timing delay may affect the suitability or performance of trades when executed in client accounts.

Autopilot receives compensation from Public.com when clients referred by Autopilot open and fund accounts. Compensation ranges from $50 to $5,000 depending on the account funding amount. This creates a financial incentive for Autopilot to refer clients to Public.com. You are not required to use Public.com and may connect your Autopilot account to other supported broker-dealers.

Autopilot Advisers, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. Form CRS figures are quoted from the document dated February 4, 2026 and may change. Nothing here is a claim about investment results.